Providing Free Debt Advice

The Money Advice Service reports that 15.9% of the population are over-indebted, which accounts for more than 8.26m people in the United Kingdom.

The East Midlands Region has over 600,000 over-indebted adults, which equates to 16.2% of the adult population. Nottingham was the Local Authority area with the highest proportion of over-indebted people in the region (21.9%), followed by Leicester (21.0%) and Lincoln (20.0%). The areas with the lowest proportion of the population who are over-indebted were Rushcliffe (11.9%), the Derbyshire Dales (12.0%) and Harborough (12.2%).

People from all walks of life can be affected by debt, but research by the Money Advice Service and CACI has found that there are a number of key factors which are linked to over-indebtedness including – renting rather than owning your home; having a larger family; being a single parent; having a low income; and being a younger adult (particularly between the ages of 25-34).

East Midlands Money Advice Partners can provide free debt advice to people who need it across the East Midlands. We are funded by the Money Advice Service to make this advice available and to work together to ensure that advice across the partnership is of a consistently high quality. The Partnership is led by the Community Advice and Law Service, based in Leicester.

What we can do to help you:

If you’re struggling with debt problems – one of our partners will be able to assess your situation to help you to access the most appropriate type of help. This may mean one or more of the below:

Find your local services here.



Delivery Partner Address Telephone Website
Citizens Advice Ashfield Ashfield Health and Wellbeing Centre, Portland Street, Kirkby in Ashfield, Notts. NG17 7AE 01623 784 385
Bassetlaw Citizens Advice Bureau The Annexe, Queens Building Worksop S80 2AH 0300 456 8369
Citizens Advice Broxtowe Library & Information Centre, Wellington Place, Nottingham Road, Nottingham NG16 3GB 0300 456 8369
Beeston Council Offices, Ground Floor, Council Offices, Foster Avenue, Beeston Nottingham NG9 1AB
Citizens Advice Chesterfield 6-8 Broad Pavement, Chesterfield, Derbyshire S40 1RP 0300 456 8437
Community Advice & Law Service 1st Floor, Epic House, Charles Street, Leicester LE1 3SH 0116 242 1120
Community Law Service (Northampton & County) Northampton Advice Centre, 49-53 Hazelwood Road Northampton NN1 1LG 01604 621 038
Citizens Advice South Derbyshire and City Sinfin Library,

Sinfin District Centre, Arleston Lane, Sinfin, Derby DE24 3DS

10.00-16.00 Monday – Friday

Tel: 0300 330 9002

114 Church Street, Church Gresley, Swadlincote, Derbyshire, DE11 9NR or

01283 210109


Drop in – Tuesday and Thursday between 10:00am and 3:00pm

Citizens Advice Derbyshire Districts 26 Spring Gardens Buxton SK17 6DE 0300 456 8390
Derbyshire Law Centre 1 Rose Hill East, Chesterfield, S40 1NU 0800 707 6990
Citizens Advice East Lindsey 20 Algitha Road, Skegness PE25 2AG 03444 111 444
Citizens Advice East Lindsey 41 Eastgate,
Lincolnshire LN11 9NH
 03444 111 444

Drop in Mondays and Tuesdays 09.30-12.30

Citizens Advice East Lindsey Inter-agency centre, Stanley Avenue,
Lincolnshire LN12 1DP
 03444 111 444

Drop in Mondays and Tuesdays 09.30-12.30

Citizens Advice Leicestershire 3rd Floor, 60 Charles Street, Leicester LE1 1FB 0300 330 1025
Citizens Advice Lincoln & District Beaumont Lodge, Beaumont Fee, Lincoln LN1 1UL 03444 111 444 Website being updated
Mansfield Citizens Advice Advice Hub, 16 Regent Street, Mansfield NG18 1SS 03444 111 444
Citizens Advice Mid Lincolnshire – Boston Chantry House, 3 Lincoln Lane, Boston PE21 8RU
Citizens Advice Mid Lincolnshire – Sleaford Advice Centre, Money’s Yard, Carre Street, Sleaford, Lincs NG34 7TW  01529 414086
Citizens Advice Mid Lincolnshire – North Hykeham Town Council Civic Offices, Fen Lane,
North Hykeham,
Tel: 01522 501603  Open 10.00 to 12.30 on Mondays and Wednesdays.

North East Derbyshire Citizens Advice Bureau 126 High Street, Clay Cross, Chesterfield S45 9EE 0300 456 8437
Citizens Advice Nottingham & District 34 – 36 Carrington Street, Nottingham, NG1 7FG 0300 330 5457
Nottingham Law Centre 119 Radford Road, Hyson Green, Nottingham NG7 5DU 0115 978 7813
Saffron Resource Centre 435 Saffron Lane, Leicester LE2 6UG 0116 283 1765
Citizens Advice Sherwood & Newark Sherwood and Newark Citizens Advice

Castle House,
5 Great North Road,
NG24 1BL

03444 111 444
Keepers Cottage Riverside Park Great North Road, NEWARK, Nottinghamshire NG24 1BL 03444 111 444
Citizens Advice South Lincolnshire Council Offices, Priory Road, Spalding PE11 2XE 03444 111 444
39 High Street, Stamford PE9 2BB
Guild Hall Arts Centre,  St Peters Hill,  Grantham NG31 6PZ
St Anns Advice Centre The Chase Neighbourhood Centre, Robin Hood Chase, Nottingham NG3 3GG 0115 950 6867
 Citizens Advice West Lindsey  Guildhall, Marshall’s Yard, Gainsborough Lincs DN21 2NA  03444 111 444



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